Month: June 2020

There can be many things that go into running a successful business, and maintaining a clean and orderly place of business is often one of them. However, with the many other things there are to consider when running your business, cleanliness may not always be at the forefront of your mind. Here are a few things to consider when it comes to keeping your business clean. 

It Makes a Good Impression

One of the primary reasons you should keep your place of business orderly inside and out is that having a tidy and organized business can have a direct impact on your relationship with customers and clients. If a customer comes to your business and sees that it’s disorganized and dirty, it may lead them to think that you are unprofessional, and disorganized in other areas of business as well. However, whether you hire a cleaning service or buy janitorial cleaning rags and clean your building yourself, keeping your business clean can help make a good first impression on customers and instill confidence in them.

It’s Safer for Employees

Another benefit of having a clean business is that it is safer for your employees. Whether it’s dirt and debris, or clutter, an unclean space can lead to health hazards. A dirty space could lead to poor air quality, which could be irritating to employees with allergies or asthma. If your space is disorganized, it could lead to more tripping and falling, which can be particularly troublesome in a factory setting. …

Families and individuals often have to relocate for various different reasons, and it’s not always easy to handle. Whether their job is transferring them, their family needs them, or any other number of causes, a move can be inescapable for some people at times. While they are busy packing up and figuring things out, there are some things they need to think about when they pick a new place to go.  

Location

Where you move is important to know before you go. While you may have a certain city or town picked out where you want to go, you should do some research to make sure it’s a safe place. It’s easy to pick a location based on online pictures and advertising, but not everything you see can be trusted. Don’t blindly move somewhere without checking out what it’s really all about.

Weather

Every place has it’s own specialized weather that it’s known for. When you go up north, you’ll be warned of the possible snow and ice storms like can come every year. The south has its hurricanes that often require one to need disaster tools and equipment. Far west has their earthquakes, while the Midwest boasts of tornadoes. Wherever you decide to go, make sure you’re prepared for whatever weather advisories you may face.

Cost

Prices of goods vary across the country. Things tend to be cheaper in the country, while the cities require more money. You should check what the cost of living will be …

The stock market is unpredictable. It rises. It falls. It does both in the same day. When your hard-earned money is changing in value drastically, it can be nerve-wracking. Asset allocation allows you to spread your risk across different investments so that your money grows with the least risk possible.

What Is Asset Allocation?

Asset allocation is putting your money into various industries to maintain a positive trend in your portfolio if any one industry suffers extreme losses. You want to spread your investments over diverse asset classes as well to reduce the overall risk of your portfolio. To be done correctly, asset allocation requires knowledge of how industries are connected to each other. You may want to consider talking to a professional who specializes in financial planning for professional athletes.

How Should You Allocate Your Portfolio?

The most basic part of asset allocation is dividing your investments between stocks, bonds, and cash.  The percentage of each type of investment changes with age.  This is because stocks are considered a high-risk investment that have the potential to lose all value.  As you age and have less time to recover your losses, your portfolio should change to be less risk tolerant and include more fixed-income assets such as bonds.  A moderately aggressive asset allocation would invest 50% in stocks, 40% in bonds, and 10% in cash.

How Should You Allocate Your Stocks?

Asset allocation shouldn’t end with your investment types.  Since stocks can make up half or more of your …